1. The Deposit Tenants should always ensure that any monies are paid into an accredited deposit scheme, protected under one of the three Government approved Tenancy Deposit Protection Schemes. This is a legal requirement in England, Wales and Scotland. Typical deposits range from four to eight weeks’ rent, and when held in an accredited scheme […]
Demand for mortgages from the self-employed and contract workers is rocketing, outstripping growth from employees. This is forcing lenders to lower borrowing barriers and embrace those who work in the “gig economy”. Nearly one in five workers is either self-employed or on a fixed-term or “zero-hours” contract. Since the 2007 credit crisis these borrowers have […]
Unless you have been living on the moon lately, you cannot fail to have noticed all the anti-landlord sentiment that is around in the media! Landlords, along with estate agents and bankers, seem to have become Public Enemy No. 1. This is no doubt down to the minority of landlords – the rogues – who […]
Gone are the days of making money by buying any old Cardiff property to rent out or sell on. Nowadays, property investment is both an art and science. The art is your gut reaction to a property, but with the power of the internet and the way the Cardiff property market has gone in the […]